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Help for Consumers
Know Your Rights

Other Consumer Resources

NACA works in coalition with all the other consumer organizations across the nation. Among our most important collaborations is our work on the “Give Me Back My Rights” Campaign: http://www.givemebackmyrights.com. This is our joint effort to fight back against Corporations who have stolen your right to fight back against their unfair and abusive practices in the American Public Justice System.

Another important collaborative effort is the important work of Americans for Fairness in Lending: http://affil.org/. AFFIL is sponsoring the first national campaign designed to shine a spotlight on and end rampant abuses of consumers by the lending industry.

Among the other national consumer groups you should know about are:

ACORN: http://www.acorn.org/
The Center for Responsible Lending: http://www.responsiblelending.org/
Consumer Action: http://www.consumer-action.org/
Consumer Federation of America: http://www.consumerfed.org/
Consumers Union: http://www.consumersunion.org/
National Consumer Law Center: http://www.consumerlaw.org/
Public Citizen: http://www.citizen.org/

Recent Updates

8/12/2008
The Predators’ Ball
Fannie Mae and Freddie Mac have helped defang laws that might have prevented the subprime mess.
8/4/2008
NACA Urges Federal Reserve Board, Office of Thrift Supervision, and the National Credit Union Administration to Strengthen Their Proposed Rule on Overdraft Practices (Download File ) We, the undersigned civil rights, labor, consumer, housing and community groups, write to thank you for bringing attention to abusive overdraft practices while expressing our concern that the proposed Unfair or Deceptive Acts or Practices Rule1 will not adequately protect consumers. For a rule addressing fee-based overdraft to adequately protect consumers, it must at a minimum require institutions to obtain consumers’ affirmative “opt-in.”
7/29/2008
NACA Strongly Supports H.R. 5244, the Credit Cardholders' Bill of Rights Act and Urges the Committee to Support the Manager’s Amendment to the Bill (Download File ) The undersigned consumer, civil rights and labor organizations representing tens of millions of Americans strongly support H.R. 5244, the Credit Cardholders' Bill of Rights Act. We urge the Committee to support the manager’s amendment to the bill, which will be marked up on July 30th, and to oppose weakening amendments. H.R. 5244 rests on the basic rules of fair dealing that Americans expect everyone to play by. It curbs some of the most arbitrary, abusive, and unfair credit card lending practices that trap consumers in an unending cycle of costly debt. These tricks and traps have always been unfair, but they produce devastating financial repercussions in times of economic difficulty. Working families are particularly hard hit, paying more each year in unreasonable fees and credit card interest. Signs that credit card defaults are on the rise strongly suggest that many families cannot sustain the cumulative burdens of these abuses. The sub-prime meltdown demonstrates the importance of ending abusive lending practices when warning signs arise. Congress should take steps now to rein in these practices to forestall an even greater economic crisis.

Events

9/5/2008
NACA 2008 Mortgage Lending Litigation Conference
Register now!