Welcome to NACA.net

The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1500 members who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices. As an organization fully committed to promoting justice for consumers, NACA's members and their clients are actively engaged in promoting a fair and open marketplace that forcefully protects the rights of consumers, particularly those of modest means.

Today, unfortunately, the fundamental consumer protections that we have all come to depend upon are under attack. This can be seen in the watering down of federal regulations and the preemption of strong state consumer protection laws. It can be seen in the systematic attack on a consumer's right to access our nation's justice system, either cynically through "tort reform" or surreptitiously through the use of binding mandatory arbitration clauses in every conceivable consumer contract. Finally it can be seen in the ever growing presence of unscrupulous and deceptive business practices that our members and their clients bear witness to each and every day.

Together, consumers and advocates can and must work to promote an agenda that lays the groundwork for rebuilding a consumer marketplace that is based on our nation's fundamental sense of fairness, equity and honesty. To learn more about the problems faced by American consumers and how you can help and be helped, please explore our website to find an attorney and join our fight!

Recent Updates
7/27/2010
Letter to Alfred M. Pollard, Federal Housing Finance Agency, Regarding RIN 2590 – AA27, to establish the Duty To Serve Underserved Markets for Fannie Mae and Freddie Mac (Download File ) We are pleased with the overall proposal, and appreciate the attention given to comments we submitted earlier in 2010 on the Advance Notice of Proposed Rulemaking. The importance of the Enterprises’ role in meeting consumers’ need for affordable and sustainable mortgage credit is greater today than in recent years. The mortgage crisis has highlighted the dangers of unregulated capital market participation in the mortgage system, and the risks to which consumers can be exposed when unsustainable mortgage products are allowed to proliferate.
7/22/2010
Car Dealers Mostly Escape CFPB, But May Face Scrutiny Elsewhere
Despite appeals from consumer groups and others, the Consumer Financial Protection Bureau created by the new financial reform law will not have jurisdiction over most car dealer-arranged financing.
7/20/2010
Debtor's Prisons Making a Comeback for Those With Unpaid Bills
Let the punishment fit the crime. But is it wise to return to the 1800s and throw people who don't pay their bills into prison?
Recent Updates Public Campaigns
8/27/2010
NACA's 2010 Mortgage Lending Litigation Conference
Early Bird Ends Soon! Register Now!

See NACA's Ethical Guidelines for Class Actions